Delaware Motorcycle Insurance

Delaware is a state with something for everyone. Those looking for some education on a trip can visit one of the many museums dotted around the state. There is also the Bombay Hook National Wildlife Refuge and Allee House in Smyrna, but Delaware is best known for its beautiful countryside. It is one of the most sought after states in terms of taking a relaxing drive down the highway and motorcyclists can enjoy the picturesque Delaware scenery whilst having the wind blowing through their hair. Yet this motorcycling Utopia is cannot be enjoyed unless you obey state law and have the requisite insurance. Take a look at any one of Delaware’s dozens of insurance companies for a reasonable quote.

Delaware Motorcycle License Requirements
In Delaware, a motorcycle license or ‘M Class’ is added on to your driver’s license once you have passed certain tests. No one can apply for a motorcycle license unless they already have a full driver’s license. Applicants under the age of 18 must take the Motorcycle Rider Course and their application must be signed by their parents or guardian. This course teaches cyclists the basics about road safety on a motorcycle and involves a written and road test. Once these examinations are passed, riders will receive a six month learner’s permit. After all of this has been completed, it is time to take the eye exam which costs $8 and because the Rider Course already had written and road tests, there is no need to retake them. All other applicants must undergo an eye exam as well as taking written and road skills tests.

Minimum Insurance Coverage
While other states offer potential motorcyclists the opportunity to try out other methods of proving their financial responsibility, Delaware law decrees that all motorcycle riders must purchase a minimum amount of liability insurance with no alternatives permitted. This mandatory insurance coverage includes $30,000 for bodily injury or death of two or more people, $15,000 for bodily injury for one person and $10,000 for damage to property. It should be noted that these amounts only cover damage suffered by the other person. Motorcyclists in Delaware are urged to purchase extra insurance to make sure they too are covered. Those who take Motorcycle Safety Class courses can enjoy between 5% and 15% off their insurance premiums.

Delaware Helmet Laws
All riders under the age of 19 are required by law to wear a helmet and eye protection. Everyone else must wear goggles or something else to protect their vision and must have a helmet on their person when riding though riders over the age of 19 are not legally bound to wear it. However, it would be foolish to bring such an effective piece of safety equipment and not wear it for protection.

Where to look for quality insurance at low prices in Delaware
Motorcycle riders caught without insurance in Delaware face a six month suspension of their license and a $1,500 fine. To avoid this fate, go to motorcycleinsurancequotes.net and enter your address in the zip code box for a list of free quotes from the best insurance companies in your area.

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